Leviticus 25:35 And if thy brother be waxen poor, and fallen in decay with thee; then thou shalt relieve him: yea, though he be a stranger, or a sojourner; that he may live with thee. 36 Take thou no usury of him, or increase: but fear thy God; that thy brother may live with thee.
In the history of the ancient Hebrews, there were times when persons who for one reason or another, had fallen into the unfortunate situation of needing credit, and thus, they were forced to use it as a last resort. However, even though the practice of borrowing was not to be encouraged, God made provision in the year of release, so that a person would not have revolving debt, hanging over their heads all of their lives.
Whatever our interpretation of scripture might be, one thing is certain: God’s ideal will for folks in this matter is to avoid the use of credit where possible. But if folks choose to go that route, strict discipline should be brought to bear on the use of credit, lest persons gradually get trapped in the snare that has been the downfall of so many.
The use of credit cards on a personal level will often come with a host of enticements and inducements for us to use plastic; enticements such as sky miles, or cash back or discounts at various restaurants and stores, and other perks as encouragement to spend. While the perks, in and of themselves may be good, one thing persons should always remember is that snares have always come with perks. Always!
Proverbs 1:10 My son, if sinners entice thee, consent thou not.
May God add His blessing to the study of His word. “Good night” and God bless!